Credit Repair & Debt

If you’ve ever taken out a loan, you know that it can be tough to come up with a plan to repay your debts. Given that the average American owes... Read More

Most Americans are familiar with credit scores, but could you define credit rating? Yep, they’re different. Humans get credit scores. Businesses and governments get credit ratings. Creditors like banks use... Read More

Life’s major financial equation is simple: Either you control your finances or your finances will control you. The one area of personal finance where people allow themselves to be controlled... Read More

Debt consolidation allows consumers to take multiple debts and consolidate them into a single debt with a single payment. Generally, debt consolidation strategies are used either to lower total cost... Read More

“What is a secured credit card?” you may ask. Secured credit cards really aren’t that complicated. They’re different from a traditional credit card in that they require a cash deposit.... Read More